Those with legitimate pharmacy licenses can ensure a smooth process in securing a merchant. eMerchantBroker is a Los Angeles, California-based company that offers high risk e-commerce processing solutions including kratom merchant accounts. Every merchant has a different ID number, much like every individual has their tax ID number. Shopify Payments Membership & Recurring Billing Nutraceutical Shopify Payments +208-806-2953 Membership & Recurring Billing Membership & Recurring Billing With a high. Discussing Nutraceutical Payment Processing & Merchant Account & Regulations. Bank account verification: Decreases return rates. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Call: 03 8592 0511 Call: +44 20 3670 1774 Given there are a lot of rules in the credit card processing industry these days, it may become difficult for legitimate nutraceutical and pharmaceutical sales companies to secure a functioning merchant account. For the CBD and cannabis industry, ACH and eCheck payment processing offer secure and reliable alternatives to traditional payment options. . It can be any kinds of foods or supplements that can be considered medically or functionally beneficial to ones body. Copy of the fulfillment agreement. com. Pet supply merchant accounts Storage facility merchant accounts with. Check processing. Underwriters need to review the processing history to get a clear idea of chargeback issues a. The bank assigns this number when a business applies for a merchant account with the processing service. Many big merchant account providers refuse. Especially for high risk merchants. Fees also vary by card type. Accept credit card payments online hassle-free. 8% between 2017 and 2022. The company offers a wide range of retail and e-commerce solutions for most business types, including adult, auto parts, collections, credit repair,. US and international companies are welcome to apply. We support weightloss,. A high-risk merchant account is a holding account where money is received after the customer’s payment reaches. Hard to Place Merchant Accounts; Credit Card Processing; Credit Card Surcharging; Payment Processing; Wireless/Mobile;. A high-risk merchant account will accept the risk and allow you to process credit cards. Once a business hits a ratio of 0. Call us Toll Free (866) 509-7199. The process usually requires processing payments from the customer’s account into the vape merchant account. Request a Free Consultation! In case you have any queries, feel free to call us on 844-643-5464 or write us at [email protected]. Nutraceuticals are divided into three distinctive categories: functional food (probiotics, nuts, tomato products, yogurt), functional beverages (sports drinks), and dietary supplements (vitamins, minerals. Other benefits of Nutra products are: Improves sleep. Nutraceutical merchant accounts are the ideal solution for online nutrient, dietary supplement, and herbal product manufacturers and retailers looking to grow their business and put the pains of finding high volume processing capacity behind them. What Is Required for Firearms Friendly Merchant Services? For gun shop merchants to operate online and qualify for firearm friendly credit card processing, you need to submit the following required documents: 1. Contact us today at 1-877-296-3690 to. eMerchantBroker is a Los Angeles, California-based company that offers high risk e-commerce processing solutions including kratom merchant accounts. They were super responsive, they asked great questions. 49 billion by 2028. An application is submitted along with along additional information about your business. Overcome the toughest of merchant challenges & disapprovals. So, when a nutraceutical company applies to a bank for a merchant account to accept debit and credit transactions, it hits a wall. The merchant account provider will usually require a high-risk account to process these payments. By Tony Ward April 27, 2021 2:27 amApplying for a European merchant account is a straightforward process. Nutra has nothing to do with pharmaceuticals. Fast & Secure Credit Card Processing Merchant Account No Application Fee + Low Rate + Fast Approval Call: (888) 405-3093 English / Español. In fact, many banks have. As our staff at FintechMerchantAccounts conducted our research on the nutraceutical industry (” Nutra”) we found that it is estimated to grow to a staggering $671 billion by 2024 worldwide. com, know that nutraceutical merchant accounts are hard to come by. From a merchant account, the merchant can withdraw the funds. The repercussion of these characteristics is that most, if not all, banks would look at your business with doubt and consider it a high-risk. The main types of payment processing services include: ACH (eCheck) Check 21. Most banks in the world dread dealing with nutraceutical industry. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. Based in Lindon, Utah, National Processing is a merchant account provider that serves both standard-risk and high risk merchant sectors. Fortunately, TailoredPay can help businesses in the nutraceutical industry find the right high-risk merchant account for their needs. #1 eMerchantBroker Top Pick for Kratom Credit Card Processing. But, understandably, they make. 1 billion. Instabill’s new option for. The main reason is that many payment processors and banks consider nutraceutical companies high-risk merchants. Step 4: Sell your nutra. When you apply and get approved for a merchant account, you are given a unique set of numbers called Merchant Identification (MID). Don’t let payment processing issues hold you back – contact QuadraPay today to learn more about their services and how they can help your nutraceutical business thrive. Compare quotes from merchant providers who understand supplement & nutraceutical payments! Access 90% of UK's leading merchant acquiring banks. Having a merchant account is essential for receiving funds from a payment processor. The U. Without a merchant account, these associations have no genuine method to recognize credit and check card transactions. Unfortunately, many credit card processors would lean toward not to work with nutraceuticals associations. The types of businesses approved for merchant services can vary between the different merchant-acquiring banks. Our payment gateway services give you access to information regarding your merchant account solutions. Once a business hits a ratio of 0. S. A provider of high risk merchant services since 2001, Instabill is offering additional payment processing options for nutraceutical merchant accounts. Some storefront and MOTO businesses use payment. Implement solutions that will assist the nutraceutical industry the most. Allow 3-5 business days for approval of US nutraceutical credit card processing accounts. The list of industries considered high risk is long and includes nutraceuticals, magazine subscription services, CBD, debt consolidation, multi-level marketing, travel, and many more. In the realm of high-risk payment. Or Call: 800-993-6300. Finding and maintaining reliable merchant accounts at reasonable rates is an on-going project. This means that nutraceuticals imported from the United States, must be assessed and approved by Health Canada and a site licensed facility. Apply Now. Say you ’ re a subscription, adult, dating, business opportunity, cosmeceutical, or nutraceutical merchant and you ’ve been processing for a year or more. A payment gateway is an Internet application offered by merchant services providers for use to authorize high-risk credit card and debit card payment transactions. 3. S. Our Internet merchant account services provide businesses with the reliability and security to run smoothly and thrive over the Internet. Get Started Today. These businesses are often rejected by standard merchant accounts because of the risk to banks. Mobile. This way, you are denied any chance of getting your hands on a merchant processing account. 51 billion in 2022 and is expected to reach a whopping $722. Payment gateways. A Terminated Merchant File is used by processing companies to screen merchant account applicants. Adding secure bank transfers as a payment method on your checkout page boosts profits with no risk of chargebacks. Soar Payments: Best for. Nutraceutical businesses are among the high-risk ones – those susceptible to fraud, chargebacks, and strict legal regulations. Performance Card Service (PCS) provides herbal supplement merchant account services and other payment options to keep your business as healthy as the products you sell. Many traditional payment processors are hesitant to work with high risk merchants, leading these businesses to seek out specialized high risk merchant account providers. 1. Merchant Accounts. No longer will customers call to purchase or. Essentially, the e-cigarette account serves as the. Easy Pay Direct can help you get an adult merchant account and credit card processing services for your high risk business. First, the industry is. When they are. This gives processors time to develop a customer risk profile by evaluating payment flows, average ticket sizes, processing levels and chargeback ratios. To get a merchant account, one must submit an application with a merchant account provider. eMerchantBroker has also received 12 informal reviews from merchants, with 10 of them positive in tone and 2 which are negative in tone. Within the realm of high-risk payment processing, the nutraceutical industry stands out as one of the most challenging sectors. Authorize. 1. Copy of the fulfillment agreement. Founded in 2012, Easy Pay Direct competes with some of the older merchant account providers available. If you have already been processing card payments, then we will also require a three-month history of these statements A chargeback ratio of less than 2% We also ask that. Published on November 7, 2018. A virtual terminal is a web-based application and requires no additional software. Fortunately, it is possible to do so without hassle and worries because there are merchant account providers like HRMA-LLCHRMA-LLCExplore how high-risk merchant accounts are transforming the nutraceutical industry. If you have started up more recently, provide what you have since the start. These limits are typically between $25,000 and $100,000 per month. The nutraceutical industry (“Nutra”) is no laughing matter. Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers; Travel Agency Merchant Accounts; All High Risk Merchant Accounts (877) 441-6801; Apply Today! Back. Without a merchant account, these businesses have no way to accept credit and debit card transactions. This includes information on individual transactions and batch totals with comprehensive reporting tools. DigiPay knows how to navigate the high-risk nutraceutical payment processing space and has developed exclusive partnerships that allow for our qualified. 02 billion USD over the next six years – at a compound annual growth rate (CAGR) of 9. If there were ways to fight aging, promote sexual health or achieve weight loss without surgery or prescriptions, wouldn’t you? This is the premise on which nutraceutical companies operate – that most people want to improve their health, but may not want to undergo medical procedures or take medicines with chemicals they don’t trust. We find the best payment processing solutions for your company! Learn more. residents have become more focused on preventative health and are willing to spend a lot of money on vitamin supplements and other nutraceutical items. services. What you did 2 years ago is irrelevant for most merchant account applications. Visit Website. A high-end reward card will charge a higher fee than a standard, no-rewards card. Call First MCS at (866) 673-3099 to learn more about how we can help businesses in the nutraceuticals industry in the Chicago, IL area. S. Nutraceutical Merchant Accounts 2018. 1 billion. Chargebacks occur when a customer disputes a transaction with their credit card company, leading to a refund. Rapid growth of your business from small to medium or high volume. One-time & Recurring Payments. So, merchants in this industry need to find a way to obtain one. SMB Global: Best for international merchants. This alert system helps keep. There are many companies out there in the market providing Nutra payment gateway and nutraceutical merchant account. Nutraceutical companies seeking a merchant account can turn to National Merchants Association (NMA) – High Risk Done Right That said, securing a nutraceutical industry merchant account requires working with a payment provider specializing in providing high-risk credit card processing services to nutraceutical businesses. A third-party company that provides payment processing services for merchants. In the thriving nutraceuticals digital marketplace, the role of advanced payment systems is crucial for businesses to thrive. Telehealth medical providers appreciate the ease and convenience of having payment processing included with the telemedicine software. The market for nutraceuticals, sometimes known as “nutra,” is expanding both domestically and internationally. As just mentioned, several factors contribute to the growing difficulty of gaining approval for supplement merchant accounts. The typical per transaction range is $0. Gain access to an extensive network of domestic and international banks to satisfy your processing needs. lately, this could cause a swift decline of nutraceutical imports and put a major dent in some or all industry profits. Here’s how our reliable and specialized payment processing solutions can give your business the confidence to scale quickly: 25+ Acquiring Banks to Choose From; Dedicated and Responsive Payment Experts; Flexible and Scalable Merchant Accounts; Chargeback Reduction Solutions; Set Up Your Nutraceutical Merchant Account Today. Merchants that are operating high-risk businesses online will also need to use the services of a payment gateway to accept bank card information from customers. 3. This is good news for nutraceutical merchants, as they have a never ending audience ofr their products and do not have to abide by the strict U. S. According to the Council for Responsible Nutrition, 80% of Americans use some type of supplement. Check 22. Get approved for your nutraceutical merchant accounts! Learn MoreUniBul’s Nutraceutical Merchant Account. This tends to be a point that most nutra companies forget to address because they get comfortable with the payment processing company they work with; that should not be the case. Check out our nutraceutical merchant accounts today and. Improves gut health. Applying for a nutraceutical merchant account requires. TailoredPay also works with both small and large businesses across multiple industries and sectors. A merchant account is a specific type of bank account that allows merchants to accept payments. Three Months Processing history showing a at least $50,000 per month is required to qualify for an adult merchant account. Unexplained gaps in processing history. Documents Required for Nutraceutical Merchant Account. A simple, easy to find return or refund policy. Here’s how to set up a fat-soluble Nutraceutical store. Further projections have. So, what does it really mean to be Visa. 28 billion in 2019, according to Grand View Research. Nutraceutical companies offer a lot to their consumer base, which includes anyone looking to improve their health or beauty—so, everyone. A No Chargeback Merchant Account, also known as a "high-risk" merchant account, is a specialized payment processing solution designed to cater to businesses that face a higher risk of chargebacks. You’ll earn a 20% commission on anyone you sign up, that starts processing payments with Easy Pay Direct. To get a merchant account, one must submit an application with a merchant account provider. Merchant Portal; Payment Gateway, Payment XP; FAQs; 1. Copy of call center agreement. become an agent; development; gateway; blog; are you in need of supplemental credit card processing for your nutraceutical merchant account? are you in need of supplemental credit. We at EMB, or eMerchantBroker. Look for vendors that use language stating they are friendly to your business. S. This post will provide an in-depth review of why the nutraceutical industry is considered high-risk and a list of the best high-risk credit card. The most recent negative review mentions held funds: Signed up for a processor sent all needed information, Just for funds to be held and canceled 90-180 days. – Webcam and Live Video Streaming Sites. Cross-border transactions are also a risk factor and can make it difficult to obtain a merchant account. Nutraceutical Credit Card Processing. Our CBD merchant services cover Cannabidiol, Hemp & CBD Oil considered high-risk merchants. PLUS you’ll earn these commissions for the lifetime of their account. Nutraceuticals Payment processing for Nutraceuticals Nutraceutical merchants online credit card processing solutions from a reliable nutraceutical merchant account. Other benefits of Nutra products are: Improves sleep. Nutraceutical merchant accounts from High Risk Credit Card Processing Accounts. Typically 3 months of processing statements will be suitable to prove your business is operating with the interests of your customers in mind. With our nutraceutical payment processing, we make it easy to accept payments. Reach out. Once a high-risk nutra merchant account is approved, payment processors set monthly processing limits. Nutraceutical products are normally classified as high-risk. Get the up-to-date reports. Instead, process checks electronically at your office through our gateway, POS, or stand-alone terminal and receive funds in your merchant bank account typically within 24-72 hours. Lesser food cravings. Increases energy. What you need to look out for is getting locked in a long term contract while you are still on the first step and. With our nutraceutical payment processing, we make it easy to accept payments. We charge the fees differently based on several factors: merchant processing history, industry type (low or high risk), projected sales volume, etc. Banks and traditional lenders rather. They offer point-of-sale solutions, online marketing tools, an online payment gateway, and virtual terminal services. This alert system helps keep. The merchant can withdraw money from here. 3 billion in 2017. “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. Signature Payments is the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. Despite […]High-risk payment processing refers to the handling of transactions that are considered to have a higher level of risk, such as products in the nutraceutical industry. National Processing Great For High Risk Point-of-Sale. As a growing industry, the demand for nutraceuticals and dietary supplements see no end in sight. What’s needed to get a nutraceutical merchant account. Among the fees our merchant partners can expect to pay, contingent on the acquiring banking solution we arrange, include: Discount rate; Transaction fee; Merchant account feeA head shop merchant account is a payment processing account set up exclusively for head shops. Early warning chargeback prevention services. A merchant account is a specific type of bank account that allows merchants to accept payments. The first step is identifying your exact vertical. Secure, dependable payment gateway. The global dietary supplements industry was estimated at $123. One of the riskiest is the nutraceutical industry, which affects most consumers on a daily basis. With increasing consumer demand for convenient and secure payment options, accepting credit cards and implementing efficient payment processing solutions have become essential. If your business has a brick-and-mortar. #SharkProcessing #B2B #Highriskindustriessupported #internationalmerchant #Highriskpayment #paymentprocessing #creditcardprocessingA head shop merchant account is a payment processing account set up exclusively for head shops. Get approved for your nutraceutical merchant accounts! Learn MoreThis article was published on February 17, 2021 and updated on April 12, 2023. Travel Merchant Accounts are a type of account that is used by travel agencies, tour operators, and other travel-related businesses to process credit card transactions. Depending on several factors — industry type, processing history and sales volume — our merchant account fees are fair, competitive and consistent within the industry. These guidelines include hygiene standards for processing and storage, implementation of process control systems to make sure reliable quality. 6 billion by 2017. Your customers need an integrated and secure payment gateway to purchase their supplements. Nutraceuticals products are fortified food products that supplement diets with nutrients as well treat or prevent diseases. Once a nutra company is approved, payment processors set monthly processing limits for new businesses, typically between $25,000 and $50,000 per month, for the first three-to-six-months. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. So, the cost of ACH processing depends on the payment processor you use. Durango Merchant Services: Best for highest-risk businesses. Processing History for Stripe, Square, and PayPal. and civil and criminal history. It is understandable that you would want to have a profitable credit repair business. We offer a fee structure that is 25% less than the competition and we get those fee reductions for most of our high-risk nutraceutical merchant accounts. Terms like “processing for free trial merchants,” “fraud prevention” and “lower chargebacks” may indicate that they are equipped to handle the special challenges that your industry. 800. Free application with no obligation. The payment processor processes and executes the payment. The typical per transaction range is $0. 51 billion in 2022 and is expected to reach a whopping $722. 65%, Visa will request an investigation into the cause and that an action plan be developed. Business funding options. Discussing Nutraceutical Payment Processing & Merchant Account & Regulations. Companies that offer pharmaceutical alternatives struggle to obtain nutraceutical merchant accounts because the industry still struggles to find. Unfortunately, many credit card processors do not want to work with. Why Join NMA? NMA Member Benefits; From Our MembersSix steps one should make to open a nutraceutical merchant account: 1. In general, merchants with a bad credit merchant account will need to demonstrate a track record of successful credit card processing and a good. Their consumption of calcium, Vitamin D, fish oil capsules, and supplements to keep joints moving without pain are at record levels. The nutraceutical business is booming, and every year brings new products. While these processors have reduced the acceptable business models, there have been banks emerged with a risk appetite. Simply fill out the form below. As a result, it may make banks hesitant to approve merchant. Most banks in the world dread dealing with nutraceutical industry. you would need a reliable payment processing provider to help you take care of credit card purchases made on your website. STEP 4: OBTAIN NECESSARY PERMITS AND LICENSES. This is crucial for building trust with clients and maintaining a strong reputation in the industry. Free setup and zero upfront fees. Nutraceutical Merchant Accounts 2018. Don’t start without identifying a target market. In fact, it is not uncommon for a nutraceutical merchant to have a chargeback ratio in excess of 2%. All of them are. Credit and Debit Card Payment Processing, Merchant Account. – Adult Cruise Lines. An online business generally utilizes a payment gateway, but transactions are not limited to e-commerce online payments. Merchant Solutions. The accounts enable acceptance of payments from customers in the US and overseas. A nutraceutical merchant account is a custom-made bank account for businesses in the nutra space. The nutraceuticals industry is booming in the United States, but how is it fairing around the world? In India the nutraceutical market is growing at a rate faster than in the U. High risk merchant. Check processing, ACH and direct debit;Host Merchant Services: Best for large high-risk businesses. For the last few years, Nootropics, sometimes referred to as “smart drugs,” have been adding to the profits of the nutraceutical merchant account industry in ways that, up until now, could only be imagined. In this article, we focus on that, analyzing what a nutraceutical merchant account is. Also known as a tobacco shops, many financial services companies have distanced themselves from the industry. net Nutraceutical Merchant Account | Payment Processing for Nutra Industry Ready to Get Approved? Get Started Today! What is a Nutraceutical Merchant Account? Any business that accepts card-based payments must have a merchant account, which is a dedicated bank account reserved for credit card, debit card and rewards card deposits. For more information, visit the PaymentCloud website or call (888) 506-7859. After convincing people to buy dietary supplements and herbal products online, nutraceutical merchant accounts rely heavily on front-end payment gateway technology when accepting credit and debit cards for their sales. S. We charge the fees differently based on several factors: merchant processing history, industry type (low or high risk), projected sales volume, etc. Nutraceutical Merchant Processing Accounts | Getting It Right. Apply for a High Risk Merchant Account Today! Seeking a High risk merchant account to accept payment through credit cards – Mid Kingz Solutions is here to help you around the clock. Most businesses have issues taking off, but when that business is labeled as “high risk”, the problems mount even higher. No other merchant can have the same MID as you within the entire network of your payment processing provider. But in exchange, the fees are usually higher. Nutraceutical companies seeking a merchant account can turn to National Merchants Association (NMA) – High Risk Done. A virtual terminal connects to a secure payment processing gateway. Bank transfers are the safest online payment method available for nutra merchants. Nutraceuticals Nutraceuticals With health and beauty dominating our youth-oriented culture, opportunities abound for companies that offer subscription nutraceuticals, vitamins and free trial/continuity memberships. It ensures that customer payments are processed securely, protecting both the customer and the company. Take a look at your ACH payment processing, merchant accounts, and how your company handles chargebacks. According to Research and Markets, the industry will count for over $75. However, we commit to provide the lowest rate to your merchant account. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online. Streamlines management of multiple accounts. Of course, the large team will be there to assist you in completing the kit before sending it to the bank. E cigs provide many of the same effects of nicotine without creating smoke, rather emitting water vapor. A nutraceutical merchant account allows these merchants to not only secure the credit card processing services they need, but also take advantage of. Once a high-risk nutra merchant account is approved, payment processors set monthly processing limits. Underwriting Nutraceutical Merchant Accounts. Dispute resolution. Easy Pay Direct. PaymentCloud rates as a reliable merchant account provider due to its clean complaint. Complete, Secure Payment Processing Solutions. International adult. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and. FintechMerchantAccounts works with nutra merchants understand how tough it can be for Nutra business owners like you to get approved for standard. A merchant account is a specific type of bank account that allows merchants to accept payments. Increases energy. Accepting checks requires using the customer’s bank routing number and checking account number to debit funds without a physical check present successfully. shop and compare merchant services for nutra sales Some merchant account providers specialize in high-risk merchant services, but they do in general charge higher transaction fees. These specialized accounts can. Increase your nutra merchant account stability with the right merchant account adviceBy taking these steps, you can find the best nutraceutical merchant account providers that best suit your business's needs and helps you navigate the complex regulatory landscape. The process may take up to 6 months, with an initial registration fee of about $10,000 for the first year, and $5,000 for the following. With. To setup a payment processing account for Nutraceuticals Business, there is nothing like one size fits all. International Payment Processing (4) Lenders Merchant Account (2) Moto Merchant Account (1) Nutraceutical Merchant Account (1) Payday Lenders Payment Processing (1) Payday Loan Processing (3) Recurring Billing (13) Recurring Payment (12) SaaS (1) same day ach (2) Secure Payment Processing (14) travel merchant account (1)According to Zion Market Research, global dietary supplements market was valued at USD 132. As a business expands, our online payment processing services can quickly scale accordingly, preventing any. Merchants can begin by filling out EMB’s fast online application. While traditional banks view companies in this sector as high risk, with a nutraceutical merchant account it is possible to Manage and develop your nutraceutical company with the processing capabilities you require. As specialists in high risk payment processing, we have the industry relationships necessary to help you obtain or improve. Just because nutraceutical businesses are considered high risk doesn’t mean they should be subjected to high merchant account fees. These supplements have experienced problems due to their use as a muscle-building steroids. Enjoy credit card processing solutions, a secure payment gateway, credit repair, a virtual terminal, etc. Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers; Travel Agency Merchant Accounts; All High Risk Merchant Accounts (877) 441-6801; Apply Today!. It can be challenging to navigate the payment processing restrictions that apply to nutraceuticals. Whether businesses require a virtual terminal or only need a gateway, Allied Payments can help. This makes it one of the most promising industries in the world today, thanks to more people investing in their health by buying dietary supplements, herbal products and nutrients. The MasterCard 3D Secure code is only for one-time use and is only. So, the cost of ACH processing depends on the payment processor you use. To get a merchant account, one must submit an application with a merchant account provider. 2. Today, we’re focusing on ways business owners can reduce those risks and minimize the effect they have on their merchant account. Stay processing and keep track of your transactions with your nutraceutical merchant account. The nutra industry has seen an annual growth rate of about 6. 55 billion this year and a projected CAGR of 9% for the next decade. A nutraceutical is a very broad term in the supplement world. The main drivers of this growing demand include increasing health concerns as well as changes in dietary lifestyles. High risk MCC codes can present challenges for nutraceutical businesses, particularly when it comes to securing a merchant account for payment processing. . Many people in this audience prefer to purchase their. That’s where we come in. Accessibility Click here for Accessibility adjustments. NPC (National Processing Company), a Vantiv company, is a leading provider of innovative payment processing and technology solutions. In some cases, it is a planned and intentional act of fraud, but in other cases it may be something like “ friendly fraud .